Retirement Readiness

Do you know what it takes to work toward a secure retirement? Use this calculator to help you create your retirement plan. You can also use this calculator to view your hypothetical retirement savings balance and your withdrawals for each year until the end of your retirement. Social Security is calculated on a sliding scale based on your income. Including a nonworking spouse in your plan increases your Social Security benefits up to, but not over, the maximum.

See Definitions below for more information.

To use this calculator, change entries and select “Calculate” to view new results.

This illustration does not take into account certain fees and expenses that may be charged to your investment. Mutual of America does not provide tax or legal advice. You should contact your tax or legal adviser concerning your particular situation.

Information and interactive calculators are made available as self-help tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to individual circumstances. All examples are hypothetical and are for illustrative purposes only. We encourage individuals to seek personalized advice from qualified professionals regarding all personal finance issues.