Services We Provide

Comprehensive Customer Services

We offer the cost-efficiency and transparency of a full-service provider.

Support for Plan Sponsors

Our local representatives offer comprehensive administrative support, including on-site employee enrollment, education and communication services. For greater ease and efficiency, our web-based plan administration portal offers:

Payroll Integration – Eliminates the need for repetitive data entry

Online Enrollment – Makes it quicker and easier to enroll employees

Online Salary Deferral – Enables employees to review and change their deferral rate through My Account

Automatic Enrollment – Increases employees' participation in your 401(k) or 403(b) plan

Remittance Processing – Provides the convenience of electronic funds transfer (EFT) for contributions and plan loans

Automated Compliance Services – Gives access to easy-to-use, signature-ready Form 5500 services and non-discrimination testing tools

Online Reports – Allows plan and participant transaction reports to be downloaded, and also as an Excel document

Plan Communications – Delivers important plan, system and regulatory news and updates

Protection for Defined Contribution Plan Fiduciaries

As evidence of the confidence we have in our selection and monitoring process for the investment funds we make available, we will indemnify a Plan Sponsor/Fiduciary who maintains and contributes to a Defined Contribution Plan with us against liability, losses or reasonable related expenses (including reasonable attorneys' fees and court costs) arising from investment-related fiduciary claims brought against the Plan Sponsor/Fiduciary concerning the available investment funds, subject to certain terms and conditions. These claims may include:

Breach by the Plan Sponsor/Fiduciary of ERISA's or a substantially similar law's prudence and/or diversification requirements in its selection and monitoring of the investment funds.
Failure by the investment options offered under the Company's investment menu to meet ERISA Section 404(c)'s "broad range of investment alternatives" requirements, to the extent applicable.
Failure by any Qualified Default Investment Alternatives (QDIAs) offered under the Company's investment menu to meet one of the Department of Labor's investment product requirements for QDIAs under ERISA.

For a copy of the indemnification terms and conditions document, or for questions about your fiduciary obligations, please call your local Mutual of America office or 800.468.3785.

Support for Your Employees

We also help participants as they prepare for a more financially secure future through account-related services and educational tools, including:

Participant Account Representatives – Provide on-site employee enrollment, as well as group and one-on-one education about their retirement plan.
Online Participant Account Access – Allows your employees to review their account information and investment performance, change investment allocations, transfer savings and investments online at no cost,* and view their personal rate of return and recent financial transactions.
Educational Tools – Give employees access to retirement calculators, informative articles and more through Insights & Tools at mutualofamerica.com.

View Retirement Calculators

*Subject to the Company's Frequent Transfer Policy.

You should consider the investment objectives, risks, and charges and expenses of the investment funds and, if applicable, the variable annuity contract, carefully before investing. This and other information is contained in the funds' prospectuses and summary prospectuses and the contract prospectus or brochure, if applicable, which can be obtained by calling 800.468.3785 or visiting mutualofamerica.com. Read them carefully before investing.