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 Fund Information for Mutual of America's Separate Account No. 2
Equity Index Fund |
| This Separate Account Fund invests in the Equity Index Fund of Mutual of America Investment
Corporation, which seeks to provide investment results that correspond to the performance
of the Standard & Poor's 500® Composite Stock Price Index (the S&P 500®
Index). This Underlying Fund invests primarily in common stocks that are included in the
S&P 500® Index.
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Fund Information for Mutual of America's Separate Account No. 2
Equity Index Fund |
| The Fund invests primarily in the 500 common stocks included in the S&P 500® Index to replicate, to the extent practicable, the weightings of such stocks in the Index. The Fund also purchases futures contracts on the S&P 500® Index to invest available cash prior to the purchase of common stocks.
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Fund Information for Mutual of America's Separate Account No. 2
Equity Index Fund |
| An investment in the Fund is subject to the following risks which are described in more detail in the Prospectus.
- General risk: The Fund may not achieve its investment objective. An investment in the Fund could decline in value, and you could lose money by investing in the Fund.
- Company risk: The price of the stock of a particular company can vary based on a variety of factors, such as the company’s financial performance, changes in management and product trends, and the potential for takeover and acquisition. The equity securities of smaller companies may not be traded as often as for larger companies, therefore it may be difficult to trade securities at a desirable price. Investments in companies with small market capitalizations generally offer greater opportunities for appreciation, but are associated with more risks than for more established companies.
- Market risk: The risk that prices of securities will go down because of the interplay of market forces may affect a single issuer, industry or sector of the economy or may affect the market as a whole.
- Index risk: The Fund’s investment performance may not precisely duplicate the performance of the index. The Fund may rebalance the portfolio to account for changes in the composition of the index or in the valuations of the stocks within the index.
- Large Cap risk: Larger, more established companies may be unable to respond quickly to new competitive challenges and also may not be able to attain the high growth rate of successful smaller companies.
- Mid-Cap risk: Mid-cap stocks experience more market risk and sharper price fluctuations than for large-cap stocks due to the fact that the earnings of mid-size companies tend to be less predictable and the stocks are traded less frequently. At times it may be difficult for a Fund to sell mid-cap stocks at a price equal to their value.
- Options and Futures risk: Securities held in the Fund may not be exactly the same as securities in the underlying options or futures contracts and as a result the price of the securities being hedged will not move in the same amount or direction as the underlying index, securities or debt obligation. When the Fund purchases an option, it may lose the entire premium plus costs. When an option is exercised the Fund may be required to sell the security at a price below its market value.
- Stock risk: The value of your investment will go up or down, depending on movements in the stock markets. The investment results may be better or worse than the results for the stock markets taken as a whole, or than the results of other funds that invest in the same types of securities. It may be more difficult for the Fund to sell a small capitalization stock or any stock that trades “over-the-counter”, than a larger capitalization stock or stocks that trade on a national or regional stock exchange.
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Fund Information for Mutual of America's Separate Account No. 2
Equity Index Fund |
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TOTAL RETURN PERFORMANCE DATA
FOR MUTUAL OF AMERICA SEPARATE ACCOUNT NO. 2
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| AS OF 05/21/2013 |
| Year to Date |
17.22% |
| FOR PERIODS ENDED 4/30/2013 |
| Prior 3 Months |
6.79%
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| ANNUALIZED |
| Prior 1 Year |
15.35%
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| Prior 3 Years |
11.21%
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| Prior 5 Years |
3.85%
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| Prior 10 Years |
6.59%
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| Date of Inception1 |
2/5/1993 |
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1 Date of Inception shown is the date the Underlying Fund became available
to the Separate Account, in accordance with a current SEC staff position. An Underlying
Fund may have begun operations at an earlier date.
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The performance data shown above represent past performance, which is not a guarantee of future results. Investment returns and unit values will fluctuate so that units, when redeemed, may be worth more or less than their original cost. Investment Fund total return performance currently may be lower or higher than the figures stated above. The total return performance data are based on a hypothetical investment of $1,000, which is redeemed at the end of the periods shown. The total return figures reflect the reinvestment of investment income and capital gains and losses, and are net of expenses which include a contract fee, an expense risk fee, administrative charges, a distribution expense charge and Underlying Funds fees and expenses. Before investing in our variable accumulation annuity contracts, you should consider the investment objectives, risks, charges and expenses (a contract fee, Separate Account expenses and Underlying Funds expenses) carefully. This and other information is contained in the contract prospectus or brochure and Underlying Funds prosectuses. Please read the prospectuses and brochure carefully before investing. The prospectuses and brochure can be obtained by mail or by calling 1-800-468-3785. The total return figures for periods extending beyond a year are average rates of return and do not reflect the Funds' actual year-to-year results, which varied over the periods shown. Contributions or withdrawals made within a period would experience different rates of return based on the unit values on the dates of such transactions.
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Fund Information for Mutual of America's Separate Account No. 2
Equity Index Fund |
| Portfolio Turnover Rate(%): 5%*
*Excludes all short-term securities.
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Portfolio Information for the Equity Index Fund
of Mutual of America Investment Corporation | | | | | | | | |  | | Industry | % of Portfolio | | Materials | 3.4% | | Industrials | 9.8% | | Telecomm Service | 3.1% | | Consumer Discretionary | 11.8% | | Consumer Staples | 11.1% | | Energy | 10.6% | | Financials | 16.0% | | Health Care | 12.8% | | Information Technology | 17.8% | | Utilities | 3.6% | | | |
The above Portfolio Information is provided to illustrate the types of securities in which the Portfolio may invest. The information is subject to change and may not represent the Portfolio's current or future holdings.
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Portfolio Information for the Equity Index Fund
of Mutual of America Investment Corporation | Top Ten Holdings as of 4/30/2013
(reflects most recent information available) | Return to Top
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| Company | % of Portfolio | | Apple Inc | 2.7% | | Exxon Mobil Corp. | 2.7% | | Microsoft Corp | 1.7% | | Johnson & Johnson | 1.6% | | Chevron Texaco Corp | 1.6% | | General Electric Co. | 1.6% | | Google Inc | 1.5% | | IBM Corp | 1.4% | | Procter & Gamble Company | 1.4% | | Pfizer Inc | 1.4% | | | |
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The above Portfolio Information is provided to illustrate the types of securities in which the Portfolio may invest. The information is subject to change and may not represent the Portfolio's current or future holdings.
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Portfolio Information for the Equity Index Fund
of Mutual of America Investment Corporation | | | | | | |
Benjamin L. Heben, Second Vice President of the Adviser, handles indexed investments. Mr. Heben joined the Adviser in July 2010 from Intrepid Capital Management, Inc., and has approximately 9 years of experience in the financial industry.
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Before investing in our variable accumulation annuity contracts, you should consider the investment objectives, risks, charges and expenses (a contract fee, Separate Account expenses and Underlying Funds expenses) carefully. This and other information is contained in the contract prospectus or brochure and Underlying Funds prospectuses. Please read the prospectuses and brochure carefully before investing. The prospectuses and brochure can be obtained by mail or by calling 1-800-468-3785
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