Why Pay Current Income Taxes on Your Interest
Over time, the current taxes you pay on bank CDs, money market funds and other taxable investments may take a significant toll on the money you've earmarked for retirement.

Mutual of America's Flexible Premium Annuity (FPA), a variable accumulation annuity, offers the tax advantages, liquidity and investment flexibility you'll need to make your investment dollars count!
Now is the time to put your retirement savings back on track with our FPA!
No withdrawal or surrender charges!1
No contribution maximums! Ideal for investors who have "maxed-out" on their retirement plan.
Contribute from sources such as money from your taxable savings accounts or CDs, an inheritance or proceeds from the sale of a house.
Your choice of an Interest Accumulation Account and Separate Account investment funds.2
Download FPA Kit FPA Kit by Mail Call our Toll-Free Number 1-866-939-7655

Standard & Poor's September 28, 2009
Press Release

Fitch Ratings July 27, 2009
Press Release
For complete information on our variable accumulation annuity products, please refer to the applicable prospectuses, which include investment objectives, risks, charges, expenses, and other information that you should read and consider carefully before investing.
1Withdrawals of the tax-deferred interest and any investment earnings are subject to a 10% federal tax penalty prior to age 59½, and current, ordinary federal income taxes.

2Mutual of America's FPA is a variable accumulation annuity, suitable for long-term investing, particularly retirement. Variable annuities fluctuate in value. At redemption, amounts placed in a variable annuity's Separate Account may be greater or less than the principal amount invested.

Unlike Bank CDs, insurance company annuities are not FDIC insured; they are backed by the financial strength of the companies that issue them. If a Bank CD is held through a tax-qualified plan like an IRA, the CD will also receive tax-deferred treatment.
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Mutual of America® and Mutual of America Your Retirement Company® are registered service marks of Mutual of America Life Insurance Company.


© 2009 Mutual of America
Form FPA-2002