Over time, the current taxes you pay on bank CDs, money market funds
and other taxable investments may take a significant toll on the money
you've earmarked for retirement.
Mutual of America's Flexible Premium Annuity (FPA), a variable accumulation
annuity, offers the tax advantages, liquidity and investment
flexibility you'll need to make your investment dollars count!
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Now is the time to put your retirement savings back on track
with our FPA!
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No withdrawal or surrender charges!1
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No contribution maximums! Ideal for investors who have
"maxed-out" on their retirement plan.
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Contribute from sources such as money from your taxable savings
accounts or CDs, an inheritance or proceeds from the sale of a house.
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Your choice of an Interest Accumulation Account and Separate Account
investment funds.2
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1Withdrawals of the tax-deferred interest and any investment
earnings are subject to a 10% federal tax penalty prior to age 59½,
and current, ordinary federal income taxes.
2Mutual of America's FPA is a variable accumulation annuity,
suitable for long-term investing, particularly retirement. Variable
annuities fluctuate in value. At redemption, amounts placed in a
variable annuity's Separate Account may be greater or less than the
principal amount invested.
Unlike Bank CDs, insurance company annuities are not FDIC insured; they
are backed by the financial strength of the companies that issue them.
If a Bank CD is held through a tax-qualified plan like an IRA, the CD
will also receive tax-deferred treatment.
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